An independent community bank since 1907 | ONLINE BANKING |
A partnership designed for growth and stability | Maximizing time, efficiency, and profit is what separates a strong and thriving business from one that is merely surviving. We offer tools to help make your financial transactions quick and easy so you have time to make your business dreams a reality. Please Contact Us to learn more about these specific services. |
---|
![]() Business Online | ![]() Business Accounts | ![]() Business Loans | ![]() Business Credit Cards |
ACH origination | ![]() Merchant Card Services |
If these features interest you, consider Business Online. This secure, 24/7 service provides the most accurate picture of your cash position possible. Intuitive menus, system icons, and well-organized hyperlinks make it easy for you to format and transmit requests directly to our system from your computer.
Business banking has never been easier or more convenient. Business Online provides both transaction capability and information access. You don’t need to interrupt your busy schedule to make trips to a brick-and-mortar bank location.
The Business Online system boasts the latest security features and data encryption capabilities, helping ensure your financial information is safe. The secure internet connection between your company and Spencer County Bank also allows you to complete important business banking through our website no matter what branch you normally use.
Through Business Online, you have access to your business accounts such as:
Business Checking
Business Money Market
Business Investor Transaction
Business Savings
Our fees for Business Accounts are some of the lowest around. You also benefit from Spencer County Bank’s fast, friendly, and accurate service. For more information on how we can turn your Business Checking into a true funds management system, Contact Us.
We love working with businesses, big and small, including our local farmers. Our bank is perfectly suited to deliver high tech solutions with a personal touch. We offer:
Operating Lines of Credit
Commercial Real Estate Loan
Construction Loans
Equipment Loans
Agricultural loans of all types
Visa Business Credit Cards
And More
We will help determine the proper amount of your loan including seasonal adjustments, as well as collateral and repayment considerations. Our rates are very competitive, and our customer service is exceptional. Contact us for more information.
We also offer a Visa Business account that allows your company and/or its employees to carry a widely-accepted Visa card to easily make purchases securely and track payments with individual or consolidated statements. Added benefits include:
Travel Accident Insurance – As a cardholder whose name appears on the Business Visa Card issued through your employer, you are automatically insured up to $150,000 for Common Carrier Travel Accident Insurance (accidental death and dismemberment coverage), at no additional cost, when you fares for covered business trips are charged to the Business Card member’s account. Some exclusions apply.
Falcon Fraud Detection Service – Authorizations are monitored for suspicious transactions to prevent unauthorized card usage.
Auto Rental Insurance – This service reimburses you for the repair or replacement of covered losses to a rental vehicle while the vehicle is your responsibility.
Purchase Security and Extended Protection Program – As a cardholder, for no additional change, almost all the retail purchases that you make with our Visa Business Card are automatically protected. Purchase Security will replace, repair or reimburse you up to a maximum of $10,000 per claim and $50,000 per cardholder for most retail goods purchased for the first 90 days from the date of purchase in the event of loss, theft, damage, or fire.
Extended Protection doubles the time period of the original manufacturer’s written U.S. repair warranty up to one full year on warranties of three years or less for most items purchased entirely with your Visa business card, up to a maximum of $10,000 per claim. A covered warranty must contain certain information.
Travel & Emergency Assistance – As a cardholder, for no additional charge, you will have access to several emergency services available 24 hours a day, 365 days a year. This service provides assistance and referral only. You are responsible for the actual cost associated with these services.
Banc Card local representatives meet our customers face-to-face and listen to their needs. Their seasoned, professional team provides industry experience and knowledge, enabling them to recommend reliable solutions for your business. Banc Card understands the importance of trusted relationships and responds quickly to the needs of the business owners.
Banc Card offers the most up to date payment processing solutions, highly secure, easily deployable and intuitive to use.
| Santa Claus Phone: (812) 937-4433 | | Richland Phone: (812) 359-4471 | | St. Meinrad Phone: (812) 357-7292 | | Dale Phone: (812) 937-4870 | | Grandview Phone: (812) 649-2600 |