A Message from our Chairman . . .
Santa Claus and the "Spencer County Bank". Our
community has a unique name... and our bank has a unique character.
We are a small independently owned community bank capable of delivering highly
personalized service, yet we take pride in offering a complete line of products and
services from Visa Check Cards and Credit Cards to Investment services*, ATM's, a
service insurance agency** and On-line Banking. Local ownership really does make a difference. Give us a call to
find out what we can do for you.
Merle J. Kendall
Chairman of the Board