Our Privacy Commitment to You
We and our affiliate, SCB Service Corporation, recognize, respect and protect
the personal privacy rights of all our customers. We realize that our customers
entrust us with personal information and it is our policy to maintain our
customer’s information in a confidential manner. We are committed to providing
the highest level of security and privacy regarding the collection and use of
our customers’ personal information, as well as personal information of all
consumers who visit our institution and website.
Confidentiality and Security of Nonpublic Personal Information
We restrict access to nonpublic personal information about you to those
employees who need to know that information to provide products or services to
you. We maintain physical, electronic, and procedural safeguards that comply
with federal standards to guard your nonpublic personal information.
Nonpublic Personal Information We Collect
We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms;
Information about your transactions with us, our affiliates, or others; and
Information we receive from a consumer reporting agency.
When you browse Spencer County Bank’s website, we do not capture
your e-mail address or other information about you unless you decide to transmit
it to us in connection with your correspondence or transaction.
Nonpublic Personal Information We Disclose
We do not disclose, any nonpublic personal information about our customers or
former customers to anyone, except as permitted or required by law.
Sharing Information with Affiliates
Information about our experiences or transactions with you or your account (such
as loan products used, loan account balances, and insurance policy information)
may be shared between Spencer County Bank and SCB Service Corporation in order
to market new insurance products or services to you. We do not share information
you have provided on an application for a new service or product (such as assets
or income), nor will we share information obtained from a consumer reporting
agency or similar third party.
If you prefer that we not disclose information to our affiliate for marketing
purposes, you may opt out of those disclosures, that is, you may direct us not
to make those disclosures (other than disclosures permitted by law). If you wish
to opt out of disclosures to our affiliate, you may contact us using the
information at the top of this disclosure or call us toll-free at (888)
595-2265.